Minimum length of service for old age pension. It became known how much experience will be required to retire under the new law. What periods are necessarily included in the length of service

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Retirement for every citizen of our country is a very responsible and long-awaited event. Due to constant changes in legislation and the adoption of new laws, you need to know everything about the length of service, the allowable age and other nuances now in order to live your old age with dignity and prosperity.

What is meant by seniority

This is the total length of time for performing one's direct duties at the official place of work, which may not be limited in number at all times. That is, it is enough to add up all the periods in your work book and you will get the total number of the entire period of activity. However, the concept is far from the only one and other types of work experience, of which there are several, are not affected. This knowledge will allow you to correctly make calculations, which in the future is very important for the formation of the necessary deductions.

Types of work experience

General

This interval includes all types of labor, regardless of the transition from one employer to another, the nature of the work and its duration. Any duration of work in a particular place has a beginning of acceptance into the state and an end, that is, a dismissal, which is fixed by the corresponding dates. This period also includes all paid weekends, vacations, sick days and official holidays.

This may include:

  • military service;
  • training in schools, universities and other educational institutions to confirm their knowledge in their position;
  • caring for the disabled, the elderly and those in dire need of care on the basis of a medical report;
  • maternity leave for now a year and a half.

It is this type of experience that determines the size of the future pension and the appointment of all kinds of benefits.

Continuous

This type of work provides for activities at different enterprises, if more than one to three months have not passed during the transition from one place to another, depending on working conditions and a number of other circumstances that are prescribed in Labor Code RF. Also here can be attributed a break in work of no more than one day, which was intermediate between the period of dismissal and admission to a new place. Continuity of work is maintained if the transfer of a spouse to work in another locality is envisaged.

  • thirty days will be required to find a new job upon dismissal of one's own free will;
  • two months are given to employees of the Far North and foreign citizens;
  • three months are intended for dismissed citizens from an enterprise that was reorganized or liquidated, or due to or temporary disability for health reasons.

Atunder the new reform continuous experience does not have a proper effect on the amount of payments, because now the insurance premiums that the employer paid for his officially accepted and formalized employee are important for accruals. The main thing is that the terms of employment are not violated.

An exception is the fact that the employee was fired due to absenteeism, appearing at the workplace in a state of intoxication, or if he was fired two or more times during the year. In these cases, there can be no question of maintaining the continuity of activities.

Special

General activities in a particular specialty or position, as well as work in special conditions labor or a particular area. This type of seniority is important for calculating old-age pensions, seniority pensions and labor associated with a danger to life. These include the Far North, underground work, the construction of mines and mines, and labor in the extraction of minerals. This list is far from complete and is fully set out in paragraph 11 of Art. 27 No. 127-FZ, as well as in Decree of the Government of the Russian Federation of July 18, 2002 No. No. 537.

In these cases, the legislation provides for early retirement earlier. due date. Men can retire at 50 and women at 45. They must work for at least 20 or 15 years. In other cases, the age is increased by five years.

Any activity of the employee and its duration is confirmed by an official document - a work book.

Based on the entries made in it, the amount of specific benefits, remuneration and benefits for pension provision is calculated.

At present, the concept of insurance experience has been introduced, which is the total number of years worked at all enterprises whose employers paid insurance premiums.

The impact of seniority on the size of the pension

2015 was a turning point in the calculation of pensions, as seniority no longer has a big impact on the amount of payments. All form insurance premiums, which the employer is obliged to deduct to the pension fund.

To be able to retire you must have at least five years of experience, but from 2016 this period will increase by one year. By 2025, the minimum retirement period will be 15 years of service. If this production does not turn out, then you can only rely on social pension.

However, the amount of the pension will also consist of the insurance and funded parts. When recalculating pensions from January 1, 2015, the calculation remains in favor of a larger amount, even if a person went on a well-deserved rest before 2015. On the website of the Ministry of Labor, Social Protection Russian Federation and the Pension Fund of the Russian Federation, you can use the calculator, which allows you to calculate the size of the future pension, based on age, the presence of processing in excess of the minimum level, coefficients and a number of other individual indicators.

Retirement experience for men and women: terms and additional periods

  • Employment history.
  • Various types of contracts, where the contact and passport details of the employee, position, details of the enterprise and its seal would be indicated. In the event of unforeseen situations, as a result of which the documents were lost, they are subject to restoration by interviewing witnesses and stating the available facts.

Pension seniority for men and women is maintained in the following cases:

  • military service, but with the condition of continuing his insurance experience, or already having it earlier;
  • receiving insurance payments in connection with disability and motherhood, if the citizen was subject to compulsory social insurance or;
  • caring for a disabled person of the 1st or 2nd group, including a child, regardless of the type of family ties;
  • caring for the elderly over the age of 80;
  • detention of citizens who were subsequently rehabilitated.

All cases of maintaining the pension experience are based on their documentary evidence. Also, the possibility of maintaining the insurance period is given only if there is another activity that continued before or after caring for a disabled or elderly person.

Conditions for retirement from 2015

The pension reform will be changed more than once and supplemented by new laws, however, as of 2015-2016 retirement age remains the same - 55 years for women and 60 years for men.

You will have to earn your minimum experience, since now it is already six years old, and by 2025 it will reach 15 years. For mothers on maternity leave, only up to 1.5 years of childcare will be considered, and not three, as it was before.

Three conditions must be met in order to be eligible for an old-age pension:

  • reach retirement age;
  • have a minimum experience of at least 6 years and 6.6 points.

The size of the pension depends on the amount of wages, because if it is worthy, then the amount of insurance premiums will be higher.

For each year in excess of the required insurance period, an additional coefficient will be calculated. The amount of payments to pensioners is also increasing with their late retirement.

What are points and how to calculate them

Despite the fact that the pension accrual is now converted into points, it will not decrease. In this case, the state is on the side of citizens and will not allow the new calculation of pensions to somehow reduce the previous accruals of pensioners. The employer makes contributions to each officially working citizen of the Russian Federation, which are stored on the personal account of the future pensioner. Points are calculated every year and depend on the amount accumulated during this period. The amount of wages in the amount of 1 minimum wage equals 1 point, 2 minimum wages - 2 points, and so on, but not more than 10 points.

In the Pension Fund of the Russian Federation, points are calculated automatically, so you can always find out their value by making a corresponding request to the FIU.

The impact of seniority and points on the size of the pension

The amount of the pension depends on when a person decides to get it, and how many points are scored. This ratio can be given in the form of the following gradation. Starting from 2015, where the minimum number is 6.6 points, every year this figure will increase by 2.4 points. The minimum length of service is increased by one year. Thus, when retiring in 2025, you need to accumulate at least 30 points and 15 years continuous work in total, thereby obtaining a sufficient number of points.

What pension awaits non-working citizens

In the absence of insurance experience and the required number of points, you can not count on a labor pension. However, upon reaching the age of 55 and 60 respectively, in any case, a social pension is due.

The category of non-working citizens includes persons who could not gain sufficient experience in the amount of five years or those who, after retirement, ceased any official activity. In both cases, a non-working citizen has the right to receive monthly social contributions, the amount of which depends on the average level of earnings in a particular region. However, such payments are also subject to indexation measures. Already this year, their size has increased by 4.7% and this is far from the limit. Now you can increase accruals due to increasing coefficients, namely, to work for more than 15 years.

Thus, to receive decent payments from the state, you need to have a good official salary and work as long as possible, earning points and coefficients. However, everything can change dramatically. Already, the head of the Ministry of Economic Development of the Russian Federation is proposing to raise the minimum age to 63 years and make it the same for both women and men.

One thing is known that any government payments will always depend on the size of the deductions to the Pension Fund, but when the final time for official retirement comes is not yet known. So far, everyone is acting according to the previously established rules, but there is no certainty that new amendments to the law will be made tomorrow.

Until 2015 for accrual pension provision when entering a well-deserved rest, citizens had to have at least five years of insurance experience. Since 2015, the rules have been tightened: the concept of “labor pension” as such has ceased to exist, and the length of service has been replaced pension points.

The minimum length of service for a pension in Russia in 2017

The current accrual system obliges future pensioners to be more attentive to the tightening of the rules for calculating the minimum length of service for assigning pension payments, since starting from January 2015, the length of service for receiving them has increased to 6 years.

In 2017, the period is designated as 8 years and continues to grow in stages by one year over ten years, that is, in 2025 it will be 15 years. A person will receive the right to accrue the minimum pension benefit if he has worked the required number of years by the time he enters a well-deserved rest. For those who retired in 2017, that figure is eight years of formal employment.

The amount of future pension payments depends on several factors:

  • the amount of remuneration (salary) accrued to a citizen officially, that is, from which deductions were made to the PF;
  • the pensioner's choice of security option;
  • age when a person went on a well-deserved rest;
  • duration of accumulated insurance experience.
Despite the innovations, the retirement age for January 2017 remained the same: for women - 55 years, for men - 60 years. The changes affected only civil servants: for this category of working citizens, the retirement age for the female half of the population will be 63 years and 65 years for men, respectively, and the length of service must be at least 20 years. These innovations will also be introduced gradually.

Since the amount of the pension is tied to the amount of the officially received salary for the entire period of employment, the presence of insurance experience and the time to go on a well-deserved rest, general principle can be described as follows: the higher the wages and the longer the accumulated insurance experience, the more tangible the expected pension will be.

What is included in the minimum length of service for calculating a pension?

According to the new established rules, when applying for an old-age pension, the insurance period is taken into account, including the duration of the stages of the future pensioner's work activity and other non-labor stages, during which the employer made contributions to the Pension Fund.

In addition to confirmed labor activity, the length of service for paying pension benefits takes into account some periods, also documented, during which a person did not work and did not pay contributions to the Pension Fund:

  • being in military service and studying at the universities of the Ministry of Internal Affairs;
  • the period of stay at the Employment Center and receiving unemployment benefits;
  • the impossibility of conducting labor activities in connection with caring for children from 3 to 6 years old (but not more than one and a half years for each baby);
  • time of care for a disabled citizen;
  • the period of residence of the spouse of a military man, an employee of consular offices, if there is no possibility of employment;
  • the time spent by innocently convicted persons in places of deprivation of liberty (if the innocence of the person is proven);
  • social activities for which citizens are paid.
The period of study at the university is not taken into account: the government believes that a highly qualified graduate will make up for lost time through work. More about work experience and training -.

All indicated periods can be counted in the general insurance period, provided that the person officially worked before the specified event, pension contributions were regularly paid for him, and after forced disability he returned to work.

How is the amount of the pension determined using the insurance coefficient?

Prior to the latest changes in legislation, the pension capital of an employee was formed in rubles and was subject to annual indexation. According to the new rules, a worker is credited with insurance points (coefficient) - a kind of “currency”, which is indexed in rubles when calculating a pension. The number of pension points is calculated based on the sum of all paid insurance premiums paid by the employer to the Pension Fund for the employee.


The amount of earnings directly affects the amount of deductions: at the minimum salary, a person will receive only one point per year, and in order to earn a more or less decent pension benefit, a person must earn 11.5 points in 2017. The indicator increases gradually from year to year and by 2025 it will already be 30 points.

Accordingly, the higher the official (white) salary of citizens, the more likely they are to receive decent maintenance in old age. On the official website of the PFR, you can find out the number of points and the time of the existing experience.


Such innovations are designed to bring a part of the business out of the shadows and encourage employers to appreciate the work of their employees and pay them an official salary.

How to increase the length of service if it is not enough upon retirement?

The current legislation gives citizens the right to increase the missing insurance period in the following way:
  • pay additional insurance premiums on their own, both for themselves personally and for a member of their family (for example, if one of the spouses is forced to work), while increasing the insurance period and the number of points to the required amount;
  • “buy” the missing part of the insurance period by submitting a corresponding application to the Pension Fund, after which the amount of regular payments will be assigned;
  • , after which a pension supplement is calculated, respectively, and annual points - 1.8 per year (this can be done by both a relative and any other).
If, for some reason, at the time of retirement, a person has not scored the required number of points and the required minimum length of service, he is entitled to receive a social pension, although the amount of payments is quite modest, it is added to the subsistence minimum due to regional allowances.


The unpleasant moment is that you can get a "social program" only when women reach 60 years old, and men - 65.


Citizens who, upon retirement, did not get the required amount of insurance experience and points are entitled to the payment of social assistance from the state. If you have the strength and desire, you can continue to work further, gradually increasing the length of service. At the same time, it is necessary to understand that social security is not accrued to working pensioners.

In addition, in order to receive a social pension, you need to permanently reside on the territory of Russia, when you leave it for permanent residence, payments stop. The amount of the social pension must not be less than the established subsistence minimum. All pension payments are indexed annually.

For most senior citizens, pensions are the most important, and often the only, source of income. To get decent old-age security, you need to take care of this from a young age, observing all the conditions for accumulating a minimum insurance period and the required number of points.

Every person, when he retires, expects that the state will help him in the form of monthly pension payments.

Now the policy of the state is such that working citizens themselves make a feasible contribution to the formation of their pensions. But this does not mean that a person who does not have the necessary minimum length of service will be left without a pension. For today, a social pension is provided for him.

For some, part of the salary is “paid on hand”, and someone does not work at all for some reason. For example, a woman can stay at home with children. Or the person may be on a disability. Can a citizen count on state assistance in such a case in old age? Absolutely yes.

In our country, there are two types of pensions for citizens:

What is an unemployed pension?

A future pensioner with more than eight years of work experience can count on an insurance pension.

According to the law, the length of service includes periods of service in the army, registration at the labor exchange, vocational training, and child care. Its size directly depends on the number of years of work experience.

Each year, the minimum length of service for receiving an insurance pension will increase by one year. Until the minimum threshold of 15 years is reached.

This means that in 2018, in order to qualify for an insurance pension, you must have a minimum length of service of nine years. If the experience is less than eight years this moment or not at all, then it is necessary to draw up a social pension.

The amount of the social pension will be minimal. After all, payments are made at the expense of the state budget.

This is a kind of assistance from the state, which a pensioner without seniority can count on today. The pension reform, which has been intensively discussed in recent years, constantly makes its own adjustments to the laws.

Perhaps it will happen that after some time the social pension will be completely canceled. Then all able-bodied citizens will need to gain experience in order to receive an insurance pension.

A citizen who has reached retirement age can apply for a social pension. But here there are some nuances. She can be appointed not at the usual retirement dates (60 years for women and 65 for men), but only five years later.

It will be possible to issue a pension without seniority five years later

The exception is the inhabitants of the regions of the Far North. For them, the social pension is assigned simultaneously with the insurance pension.

Also, in addition to the terms, a citizen must live in Russia for fifteen years or more in order to qualify for payments. In some cases (for example, with a short work experience), a social pension may turn out to be more profitable in size than an insurance pension. A person has the right to choose which pension to receive.

Types of social pension

The age of receiving a social old-age pension is higher than the usual one

The social pension should not be confused with other payments from the state. There are three types of social pension.

  1. Old age pension.
  2. disability pension.
  3. Survivor's pension.

There are also several rules here. A person can receive a social disability pension for a long period of time. With the onset of the old-age pension, if the relevant documents are available in the pension fund, the payment of the social pension occurs automatically.

But the disability pension will no longer be paid at the same time. The two payments cannot be combined according to the law.

In some cases, a social old-age pension can be received simultaneously with a survivor's pension. These include:

  • family members of those killed in military operations;
  • family members of victims of the explosion at the Chernobyl nuclear power plant or persons involved in the liquidation of the consequences of the explosion;
  • family members of the dead cosmonauts;

Special conditions for calculating the seniority of pensions for the wives of military personnel

Military wives have great privileges

The wives of military personnel enjoy certain privileges compared to other categories of citizens.

At the legislative level, a different procedure for calculating the length of service for establishing a pension is assigned to them. Frequent moving from one military unit to another does not contribute to the accumulation of seniority.

In small garrisons, it is generally impossible to get a job in a number of narrow specialties.

Therefore, in order to accrue an insurance pension, the wives of military personnel must have a minimum work experience of six months while living in a military unit for five or more years, being on maternity leave for 1.5 or more.

According to federal law No. 76, the period until 1992 of being in a military unit together with a spouse serving is included in the total length of service. Everything that relates to the period after 1992 must be confirmed through registration with the employment service.

Amount of social pension

The amount of pension without work experience is much lower than the insurance pension

The size of the social pension is determined by the state. The indexation of the social pension usually took place twice a year. So indexation was 4% in 2016.

But the economic crisis recent years did not allow the second indexation of social and insurance pensions.

Instead, the government set a one-time payment of five thousand rubles.

The growth of the subsistence minimum for the year means the recalculation of the social pension in proportion to the increase.

The amount of the pension cannot be lower than the subsistence level. In addition, if a pensioner receives a pension less than that established for the region, and this is below the subsistence level in the country, then he is entitled to a federal social supplement to the social pension.

In a number of other cases, he will be assigned a regional social supplement.

Termination of payments

Official employment is one of the reasons for the termination of payments

In addition to the social pension, each needy pensioner is provided with benefits or cash payments at the regional level. These include preferential travel in transport, partial compensation of rent and more.

In addition to the size of the pension and the age at which it begins to be paid, you should know that the pension of working pensioners is constantly increasing, unlike the social pension.

Also, the payment of a social pension is not allowed for working pensioners. If a social pension is already being paid, and subsequently a person gets a job, then the payment stops. If a person does not work, the pension is indefinite.

If a pensioner moves to another country and retains Russian citizenship, the payment of the pension is terminated.

In addition, pensioners registered in the Russian Federation and another country will not receive a pension at the same time.

The minimum social pension today is about 4,959.85 rubles. Further, the amount may increase. For example, depending on the district coefficient. The amount of the average social pension in 2017 is about eight thousand rubles. Of course, this figure is very average and varies depending on the region of residence.

Required documents

When do you need to submit documents?

The pensioner must personally or through an authorized person apply for the accrual of a pension to the pension fund at the place of residence with a corresponding application. In addition, it is necessary to collect a standard package of documents confirming your right to a pension.

  1. Passport of a citizen of the Russian Federation (photocopies of the main pages);
  2. insurance number of an individual personal account;
  3. contact details (address of actual residence, phone number)
  4. information about work activity (work book, extracts from the archive.)

After checking all the documents, which will take ten working days, the payment is assigned from the first day of the calendar month when the application was written. But not earlier than the date of its onset by age. You can receive a social pension in the same ways as the main one:

  • at the post office at the place of registration or at home on certain days;
  • transfer to a bank account or debit card.

Public services for registration of pensions are available on the website of the Pension Fund of the Russian Federation

Thus, today the social policy pursued by the state is such that every Russian who has reached retirement age, who does not have the necessary work experience, has the right to receive a monthly social pension.

Over the next seven years, the minimum length of service for receiving an insurance pension will reach 15 years. Accordingly, those citizens who will have less work experience will be able to receive only a social pension. But it is possible that over time the laws will be revised and this payment can be canceled by everyone.

The pension legislation, which has once again undergone changes, and not in the most favorable direction for almost all citizens of our country, will also affect those who are entitled only to a social pension.

Gradually, the age at which it will be possible to receive it will increase by five years, and from 2023 it will be possible to rely on it from the age of 70 for women, and only from 75 for men.

It must be remembered that in order to qualify for a labor pension, you will need to score 30 points. The minimum one point is scored for one labor year if deductions to accounts pension fund during this period were from wages not less than 8500 p. (data for 2018).

If an employee has a lower salary, pension points are not accrued and it is likely that a citizen who has worked for the required number of years, but has not scored the required number of points, will be able to receive only a social pension in the future.

Most likely, it will be canceled for the population that is potentially able-bodied throughout life. It should be borne in mind that its size will be several times lower than the pension of a pensioner with work experience.

In the following video you will find out which pension you can claim:

May 17, 2017 Content manager

You can ask any question below

In 2013, Russian pension legislation underwent some changes, namely, increased minimum work experience required to exit to .

1 year will be added to the period of annual labor activity, that is, citizens who retired in 2014 needed 5 years, in 2015 - 6 years, and in 2018 the value of this indicator will be 9 years.

The final stage is the achievement of a 15-year minimum length of service for the appointment of an insurance pension.

What determines the procedure for the formation and calculation of pension payments

Until 2015 the calculation of the pension of each working citizen was carried out on the basis of the Federal Law of December 17, 2001 No. 173-FZ. Part labor pension due to reaching a certain age (the most common type of pension allowance) included savings and insurance part.

From January 01, 2015 every citizen who has sufficient and meets certain conditions has the right to receive.

In some circumstances, often depending on the citizen himself, it can be supplemented by an independent payment - funded pension.

The procedure and conditions for assigning an insurance pension are described in Federal Law No. 400-FZ, and about cumulative - in No. 424-FZ.

Among the main changes that came into effect with the start of the pension reform in 2015, one can single out new formula for calculating pensions, as well as a number of requirements for each future pensioner.

So, insurance pension will not accrue, If:

  1. The required amount of insurance experience is missing (in 2018, this value is 9 years);
  2. Not accumulated. The new formula provides for 13.8 points for 2018 and up to 30 by 2025;
  3. The generally established retirement age has not been reached - 60 years for the stronger sex and 55 years for the weak. True, at the same time we must not forget about those who are supposed to.
  1. The individual pension coefficient or pension point is the value, which includes insurance premiums transferred by the employer.
  2. Premium coefficients are understood as a number of multipliers that motivate citizens to retire later, that is, guaranteeing much larger size payments upon transfer of the prescribed period.
  3. A fixed payment is an amount guaranteed by the state (previously it was called a fixed base amount).

Duration of employment

Citizens who have not worked for the good of the Motherland for a single day will not be left without pensions. For them, the state has provided, the size of which must correspond to that established in the region (or exceed it).

In addition, a legislatively established fact is the indexation of such pensions. But, at the same time, we must not forget that without seniority, a pension is due 5 years later, both for the male and female part of the population.

Although in the law the length of service is not the main indicator when assigning a subsidy due to reaching a certain age, the amount of wages and the duration of labor activity are the basic values ​​​​for calculating the insurance part.

The new pension legislation states that pension- This is an intermediate indicator determined by the pension points that a citizen has earned during his work.

Everyone who worked during the existence of the Soviet Union remembers that the highest possible pension followed only after continuous and long service. At the present time general experience includes all worked periods, regardless of the presence or absence of a break.

In the current 2018, the minimum length of service required for granting a pension due to reaching a certain age is 9 years.

In accordance with the pension legislation, this period increases annually by 1 year.

But, the operating time of the minimum length of service does not guarantee a secure old age. Yes, since 2015 accumulation of pension points, directly dependent on the size of the transferred contributions, that is, on the amount of wages. At the same time, it was not without limitations - within 1 year you can collect a certain maximum points or less, but nothing else.

At present, there is nothing to be afraid of, since the number of points for granting an old-age pension in 2018 is only 13.8 points, but by 2025 the figure will increase to at least 30. In this way, the state is trying to link the amount of pension and the amount received income at working age.

Residents of the Far North and areas equated to it

Citizens whose labor activity took place or in a territory equated to it are entitled to certain benefits regarding the procedure for calculating "".

This term refers to the seniority calculation system, according to which 1 year of work in any institution is equal to 1.5 years, that is, the pension bar is lowered by 4 months annually. The rule applies to absolutely all citizens living in the territory described above.

Minimum period, for the appointment of a pension, is 15 full years. It is legally established that a segment of labor activity of 7.5 years is enough to issue a state payment in accordance with the achievement of retirement age.

The woman who issued it does not have the right to classify it as a northern experience, but prenatal and postnatal leave (140 days) can.

A woman who has given birth to 2 children can apply early retirement, provided that she has worked in the Far North for at least 12 years.

The benefit can also be used by citizens working in accordance with the reduced regime, but at the same time in several institutions.

Men with northern experience draw up a pension for general conditions. will not interrupt pension payments if the northern experience corresponds to the period established by law.

Preferential or early retirement

Certain professions give the right to early retirement.

For example, you can apply for a preferential pension if your work activity:

  • was associated with the conduct of underground work;
  • passed, for example, a hot shop;
  • was conducted in the conditions of the Far North, etc.

If the work was done before the citizen issued, then he will have to confirm the periods giving the right to accrue an early (preferential) pension. These may be documents issued by the employer or the relevant state or municipal authority, as well as the testimony of witnesses.

If confirmation is required by the nature of the work performed, for example, the hazard class, the fact of working underground, the status of the settlement or the norm of working hours, then it is mandatory provision of certificates and other documents issued by an organization or government agency.

What is included in the calculations

Insurance experience includes direct labor activity and the following periods:

  • service in the army;
  • parental leave until the child reaches 1.5 years of age (this rule applies to every child born in the family);
  • temporary disability;
  • the time of caring for a disabled person of group 1, an elderly person whose age has exceeded the mark of 80 years, or for;
  • the length of time during which a person was officially in search of work and received or was engaged in paid public works;
  • the time spent in custody or in exile of an illegally convicted or repressed, but subsequently rehabilitated citizen.

What to do if experience is not enough

Under the new pension legislation, you can add to seniority time spent on parental leave. The maximum period is 6 years, that is, 1.5 years for each baby.

Now nothing can be increased by the time of studying at a university, since the state believes that the time spent in connection with obtaining education is further compensated by a higher level of income.

Well, most simple method an increase in the duration of labor activity, is the official registration of the lack of work - registration with the employment center.

What is the minimum retirement pension?

This value affects the formation of a wide variety of payments, and the pension is no exception, but its size, especially if the length of service is completely absent, is unlikely to be appropriate. In this situation, the establishment is supposed to compensate for the difference.

Yes, and registration of a pension without service becomes available only 5 years after reaching retirement age.

The rules for assigning and calculating pensions are described in the following video: